Are all my costs covered?

No, your policy possibly does not cover some costs, such as the exemption (a minimum amount below which costs will not be reimbursed), a limit (a maximum amount), a restriction on reimbursement or registered medication. Always check the terms of your policy carefully to be sure.

Non-medical expenses

Non-medical expenses are never covered. Think of costs of telephone, television, wifi, care products, etc.: you always have to pay for them yourself.