Incapacitated for work

We don’t want a longer illness to burden you with financial worries. That’s why there is Income Care: an insurance for guaranteed income when you can’t work for a longer period of time. Vanbreda complements your statutory benefit this way.

What happens if you are incapacitated for work?

Report your incapacity for work

We kindly ask you to complete this form only upon receiving the claim form from our side.

Declaration incapacity for work

Questions about your declaration?

Contact form incapacity for work

Frequently asked questions

What is the waiting period?

It is the period during which your guaranteed income insurance does not provide coverage yet. This insurance can only be activated as soon as the waiting period has expired. The length of this period depends on the conditions of your insurance policy.

I am incapacitated, but could not submit my guaranteed income declaration within 4 weeks. What should I do?

Submit your declaration as soon as possible, even if the submission deadline of 4 weeks has expired. As long as Vanbreda Risk & Benefits is able to carry out the necessary checks about your incapacity for work, we can work on your file.

Why does my guaranteed income insurance ask for additional information / a medical report about my incapacity for work?

When you have declared your incapacity for work at Vanbreda Risk & Benefits, your file is brought before our medical insurance adviser. He processes your file and will evaluate your economic incapacity for work. He takes into consideration your physical ability to perform your work, your professional competences and experience.